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Debt to Equity Ratio Formula For Banks and calculator to know the ideal debt to equity ratio for granting loan or working capital to business. Calculate the basic formula for calculating debt to equity ratio of any firm or companies and use it in excel. This is also helpful in knowing the Negative debt to-equity ratio. […]
Calculate Security Coverage Ratio – This is the most required ratio formula for loan approval. Majority of loan inclusive of Term loan and overdrafts are made eligible based on this formula. Asset coverage ratio is the measurement tools for company debt obligations against its assets. There are many bankers which define the security coverage ratio […]
Financial Ratio Analysis Calculator for Bank Loans & Mortgages – Financial Ratio Analysis Calculator and formula for calculating and analyzing various bank loan for Home, Mortgage Loans, Housing Loan, Term Loan, Business Loan, Credit Card Loan, MSME etc. and project analysis of working capital including term loan and composite loan. These are the most common […]
Formula to Calculate Net Interest Margin (NIM) in Percentage, which is the difference of Interest Income generated through various sources and expenses made out on interest to lenders on various items like deposit etc. How To Calculate Net Interest Margin ? Net interest margin (NIM) is a measure of the difference between the interest income earned […]
Fixed Obligation to Income Ratio formula is an important parameter in Loan calculation while maintaining Rating Chart. FOIR ratio includes all the fixed obligations that the customer is supposed to pay regularly on a monthly basis. The Fixed Obligations however, do not include statutory deductions from the salary like Provident Fund, Professional Tax and deductions […]
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