Impact of One Time Settlement Scheme (OTS) on CIBIL

One Time Settlement Scheme (OTS) and  CIBIL Score  - What would be the impact of One Time Settlement Scheme (OTS) on borrowers credit history ? Do they may apply for the fresh loan ? Can fresh loan be provided to such person who already had accepted the OTS proposal on default of loan ? As Per BCSBI Ruling : Just as all information about credit availed (amount availed, payments, defaults etc) is reported to Credit Information Companies (CICs) like CIBIL ,...