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Ask and discuss your queries related to different loans and advances like Auto Loans,Housing Loans, SME Loans,Personal Loans,Overdraft,CC limits etc. Share and discuss on various topics related to Advances and Loans.
Compare the Bank loan of different bank for DDA Housing Scheme. Delhi development authority (DDA) is all set to release the scheme of their 13,000+ housing flats within Delhi. These flats are categorized in various income groups like Higher Income Group, Middle Income Group, Lower Income Group along with Janta flats. These flats are located […]
Calculate Security Coverage Ratio – This is the most required ratio formula for loan approval. Majority of loan inclusive of Term loan and overdrafts are made eligible based on this formula. Asset coverage ratio is the measurement tools for company debt obligations against its assets. There are many bankers which define the security coverage ratio […]
Financial Ratio Analysis Calculator for Bank Loans & Mortgages – Financial Ratio Analysis Calculator and formula for calculating and analyzing various bank loan for Home, Mortgage Loans, Housing Loan, Term Loan, Business Loan, Credit Card Loan, MSME etc. and project analysis of working capital including term loan and composite loan. These are the most common […]
How Does RBI Rate Cut Impact EMI of Loan ? – Reserve Bank of India has cut the repo rate in their bi monthly review for year 2016-17 by 0.50% to 6.50% present. After the reduction of Repo Rate many of the leading commercial banks in India like SBI, Syndicate Bank, ICICI Bank, HDFC bank, PNB, […]
Marginal Cost of Funds based Lending Rate (MCLR) is a new lending rate introduce by Reserve Bank of India (RBI) which is to be implemented by 01-04-2016. MCLR will be the internal bench mark rate of the bank along with existing lending rate system i.e. Base Rate from the Banking Industry. The sole reason the […]
How To Calculate Debt Service Coverage Ratio (DSCR) ? – Debt service coverage ratio (DSCR) a very important rile for assessment in giving loan to any firm, individual etc which is calculated to measure potential borrower’s debt.This is sometime also known as Debt service ratio (DSR). It is most reliable tool used by almost all the […]
How To Calculate Loan Monthly Reducing Balances Interest? – Number of time lender promote their loan products quoting Reducing Balance EMI. This is the method used by Public Sector Bank for various loan products mainly MSME Business Loan, Overdaft, Housing loan, Credit Cards etc. What exactly the Monthly Reducing Balance Method of EMI calculation ? […]
Formula to Calculate Net Interest Margin (NIM) in Percentage, which is the difference of Interest Income generated through various sources and expenses made out on interest to lenders on various items like deposit etc. How To Calculate Net Interest Margin ? Net interest margin (NIM) is a measure of the difference between the interest income earned […]
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