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Bank Account Queries

How to Calculate Cutback in Loan Appraisal?

Calculation of Cutback is an important parameter for deriving the loan eligibility. THE amount you can borrow from banks or any lender depends...

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Banking News

Unsecured Loans are Most Secured Assets for Banks Now

Unsecured Loans are now most secured assets for Banks in India - Personal loans are most secured loan for lenders, if considered...

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Loans & Advances

Government Directs ‘Common MSME Loan Product’ for all PSBs For 59 Minutes Loan

The finance ministry has directed all the Public Sector Banks (PSBs) to create a common MSME loan product with integrated features and...

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Loan FAQ

Unique Document Identification Number (UDIN) For Checking Authenticity of CA-Certified Documents

Unique Document Identification Number (UDIN)  is being introduced by CA Institute for Checking Authenticity of CA-Certified Documents. Using UDIN, Banks and other regulators like...

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Loan FAQ

Bank’s Legal Notice Served Through WhatsApp is Valid For Loan Recovery

A big relief for lenders and bad news for defaulter of  loan or credit card payment or someone who are evading the...

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Loans & Advances

SBI, ICICI, PNB Raises MCLR Lending Rates, Loan EMI to Cost More Now

Bank's MCLR Rates Hike - Top three lenders in India SBI, ICICI, PNB bank has raised their MCLR lending rates by 0.1% making...

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Banking News

CGTMSE To Cover Retail Trades & Collateral Loans also

CGTMSE Coverage extended to Retail Trade & Collateral Loans also - Now Retail Trades & partial collateral loans may be covered under Credit...

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Loans & Advances

What is P2P Lending ?

Recently P2P lending is much in news after RBI revised the policy with Rs 50,000 maximum cap. What exactly is the P2P...

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