IndusInd BankReviewsRupay Cards

IndusInd Bank Platinum RuPay Credit Card Reviews

IndusInd Bank has launched Platinum RuPay Credit Card with UPI Integration in partnership with the National Payments Corporation of India (NPCI). The new Rupay Credit Card will be able to engage in online and offline transactions through the RuPay network. With this launch, IndusInd bank has joined the other peers bank like Punjab National Bank, Union Bank, Indian Bank, HDFC Bank, Canara Bank, Axis Bank, Kotak Mahindra Bank, and BFSL in offering the RuPay Credit Card on the UPI platform.

Holder of IndusInd Bank Credit Card can link their credit cards to UPI-enabled apps like PhonePe, Paytm, Gpay etc. This integration will also empower users to earn rewards on their UPI transactions.

Features & Details

1. It is Life time free Credit Card
2. Fuel Surcharge Waiver
3. Travel Insurance Up to Rs 100000

Rewards

The credit card will offer flexibility in redeeming rewards too. Users will have the choice to convert their reward points into statement credit, airmiles, or explore a range of voucher options through ‘IndusMoments.’
 
Users can link their credit card accounts from their issuer bank using their registered mobile number and engage in payment transactions. The process involves scanning a UPI QR code for making payments, with transaction authentication performed using a UPI PIN.

How to link RuPay credit card to UPI?

To link RuPay Credit Card to the UPI platform, follow these steps:
 
Step 1: Download the BHIM, PhonePe, Paytm, or Mobikwik app from the Google Play Store (for Android users) or the App Store (for iOS users).
 
Step 2: Complete the registration process as required by the chosen app.
 
Step 3: From the provided list, select the bank.
 
Step 4: Choose the specific RuPay Credit Card that is to be linked, considering all credit cards associated with the registered mobile number. Follow the steps to generate the UPI PIN.

Card Verdicts

IndusInd Bank Platinum RuPay Credit Card is a basic card for the beginners. Good for UPI transactions through apps and getting rewards. There are many other Rupay Credit Card available with Lounge Access & Life Time Free like Canara Rupay Select Credit Card Review
 
1.3 Total Score
IndusInd Bank Platinum RuPay Credit Card Reviews

IndusInd Rupay Credit Card is good for the first time users. A life time free card with no much features. A basic credit card for UPI transactions and getting rewards on each transactions.

Lounge Access
0
Card Benefits
2
Card Features
2
PROS
  • Life Time Free Credit Card
  • Rewards on UPI transactions
  • Fuel Surcharge Waiver
  • Free Travel Insurance
CONS
  • No Lounge Access
  • No much Rewards
  • Max Travel Insurance of Rs 1 lakhs
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