Annual Fees - Rs 499
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Pros :
- Easy to convert the big transactions in to EMI
- The Lower EMI Interest Rate of 13% plus GST
- Credit Card loan is provided without blocking the credit card limit.
- Processing charge is 2% of purchase amount
- The repayment period are flexible in 3,6,9,12,18,24, 36 months
- Annual Fees waiver on Credit Card is possible with Rs 1,00,000 transactions in a year
- Easy EMI conversion through SBI Card app or Customer Care
- They are offering the offers through out a year.
Cons :
- No Airport Lounge access
- Pre closure charge of 3% of outstanding loan amount