StanChart EaseMytrip Credit Card Review
- 10% Cashback on Flight Booking
- 20% on Hotel Booking
- 1% Cashback on Others
- 0.99% EMI Offers
- Lounge Access
StanChart EaseMytrip Credit Card Review on flight & hotel booking – A new co branded card is launched by Standard Chartered Bank in association with VISA and travel portal EaseMyTrip.com. The newly launched card will offer a flat 10% instant discount on domestic and international flight bookings and 20% instant discount on domestic and international hotel bookings on EaseMyTrip website or mobile application. The major highlights of the Credit Card are :
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Card Fees
Standard Chartered EaseMyTrip Credit Card comes with following fees:
- Joining fee: Joining / First Year Fee of INR 499 + GST waived as a Special Offer
- Renewal fee: Rs. 499 + GST
NOTE : Renewal fee reversed on spends greater than INR 120,000 in the previous year. This can be hardly negotiated with issuer while applying for Credit Card.
Features & Benefits
Card EMI Offers
Attractive interest rate of 0.99% per month on converting your eligible transactions into 3-month EMI. The minimum amount is Rs 2500/- Additionally, there is Extended interest-free credit period for the first 90 days* post credit card issuance by paying only minimum amount due. Check Lowest Credit Card Interest Rate in India – 2022
Cashback & Rewards
Cashback & rewards are as similar to ICICI Makemytrip Credit Card, this card is offering Flat 2%* cashback on all online spends (up to Rs 1,000 per month).
Flat 1%* cashback on other spends (up to Rs 500 per month).
There is No cashback on fuel spends.
StanChart EaseMytrip Credit Card Lounge Access
One domestic lounge access per calendar quarter and two international lounge accesses per year.
How to Apply ?
Visit the Standard Chartered Credit Card section to apply for the Credit Card. or click on this this link for application. Credit Card can also be applied through EaseMyTrip portal or mobile application.
Conclusion
The overall reward benefit offered by this card is average and no justification for paying joining and renewal fees. Almost all the cards are now offered Life time free with same set of cashback. In order to make it more useful, Standard Chartered bank has to add some extra value to this card.
Average Credit Card, Stanchart is infamous for keeping lower credit limit and not upgrading the limit to any of the customer easily.