Canara Bank Service Charges 2021 – Loans, Accounts Etc.

From – To

From – To

Above Rs1000/- – Additional charges at 50%

Extra on applicable charges

Note: However Branch has the discretion to charge higher subject to maximum of 200% of applicable normal charges.

Above 10 lakhs: Rs.1000/- per instrument

Above 10 lakhs: Rs.1000/- per instrument

Above 5 lakhs: Rs.1000/- per instrument

For instruments above Rs.500/- -Normal collection charges

For instruments above Rs.500/- Normal collection charges

(Exclusive of GST)

(Exclusive of GST)

24 x 7 basis, without holidays for Online Banking

Up to Rs. 5,000/- : NIL

Beyond Rs. 5,000/- to Rs. 25,000/- : Rs. 5/-

Beyond Rs. 25,000/- to Rs. 1,00,000/- : Rs. 10/-

Beyond Rs. 1,00,000/- to Rs. 2,00,000/- : Rs. 15/-

( Outward Local  Cheques / instruments including Local Clearing Cheques / LOSCs etc., lodged by customers 

for collection and returned to us by other Banks / Branches ) – collected as handling charges.

Return of Outward Instruments (Outward Outstation Cheques / Instruments including OSCs lodged by customers for collection and returned to us by other Banks / Branches

Return of Inward Instruments (Inward Outstation Cheques / Instruments received for payment but returned to other Banks / Branches)

INDIVI DUAL

Current, OD / OCC Accounts

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Rs.500/- + GST

Above 1 Cr

Rs.5000/- + GST

Rs.500/- + GST

Rs. 10/- for Agriculture and Priority Sector Advances;

SHG :  Rs. 10/- for each member

the account against the stipulated

Rs. 1,000/-

month for

violation of AMB

the account against the stipulated

Rs. 500/-

violation of AMB

applicable Service Tax

applicable Service Tax

applicable Service Tax

applicable Service Tax

applicable Service Tax

applicable Service Tax

Urban/Metro –Rs.5000/-

Max: Rs.400/- per calendar month.

• Whenever the AMB falls below the required minimum AMB, SB customers will be notified by SMS/ email/ letter before 7th of the subsequent month.
• In case of continuous default, SMS/e-mail/letter will be sent only for 2 consecutive months. In any of the subsequent months, if the account is set right by maintaining the required AMB, therefore notice will be sent as usual, in case of default.
• If AMB falls below the stipulated amount in a particular month and the customer does not maintain AMB in the subsequent month even after sending SMS/ email/ letter, penal charges are as applicable will be levied.
• Wherever mobile number or email is not provided by the customer and notice is sent ordinary charges + applicable GST towards notice charges will be charged by the system in addition to penal charges.
• Charges will be debited to the account to the extent of available balance or penal charges whichever is less. If the account goes to zero balance, charges will not be further debited.
• In respect of accounts where parties do not surrender cheque book and there is no response to the notice and the accounts are not found fit for revival, Branches shall close such accounts.

a. No Charge

a. No Charge

Canara Bank Service Charges – Safe Keeping Charges for all types of gold loans:

5. Standing Instruction to Loan / RD/ Deposit accounts of self.

Number of free folios per Quarter in case of operative CA/OD/OCC/PL/KCC/KCCS accounts available are as under:

For other than individuals: Rs. 150/- per occasion

• Savings Bank Accounts
• CA/OD/OCC

Rs. 700/-  p.a + GST

Rs. 400 /- one Time

b) Locker Rent [ Financial year ]

Small       2000/-             1500/-                 1000/-

Medium   4000/-              3000/-                 2000/-

Large       7000/-             6000/-                 4000/-

Very Large 10000/-          8000/-                 6000/-

* Synd Supreme/Canara Power Plus account holders – 25 % concession on Small/Medium sized lockers only

** The above rates are Minimum. Circles can charge higher charges based on locality / locker demand etc.

c) Locker Security Deposit

Small     12000/-          10000/-                   8000/-

Medium  15000/-          14000/-                 10000/-

Large      20000/-          20000/-                 15000/-

Very Large 25000/-        25000/-                20000/-

d) Insta Locker [ renting for shorter period of 1 day to 60 days ]

Size     Days    Metro    Urban/Semi Urban    Rural

Small   1 – 3    500.00         500.00              500.00

4-15     700.00        600.00              500.00

16-30    1000.00       700.00              600.00

31-60    1200.00       800.00              700.00

Medium 1 – 3    600.00       600.00               600.00

4-15    1000.00      700.00               600.00

16-30   1500.00     1000.00              900.00

31-60   1700.00      1200.00            1100.00

e) service charges for locker operation

Beyond 12 operations: Rs. 100/- per operation + GST.

f) Penal Charges on delayed remittance of locker rentals

Up to and inclusive of one Quarter – 10% of applicable annual rental

Up to and inclusive of two Quarters – 25% of applicable annual rental

Up to and inclusive of three Quarters – 40% of applicable annual rental

Up to and inclusive of four Quarters – 50% of applicable annual rental

one year and above – 100% of applicable annual rental

Note: Fraction of a quarter is to be treated as a full quarter of delay. First quarter delay will be reckoned from 16th April onwards and thereafter 1st of every calendar quarter (1st July, 1st Oct and 1st Jan respectively for 2nd, 3rd and 4th Quarters and 1st April for one year and above)

? Fund transfer among member banks for meeting adverse clearing positions

? Funds transfer for reasons other than clearing instruments

? Discounting DD/ Outstation cheques for meeting clearing adverse or otherwise

? Discounting TTs for raising of funds.

? Remittance by Cash for meeting adverse clearing position or otherwise

No charges

0.06% of actual remittance amount

Actual discounting charges + interest + OPE as applicable to customers

As advised by Integrated Treasury Wing

120% additional to actual remittance charges

Rs.50/- for others

above Rs.5000/- to Rs.10000/- : Rs.50/- per instrument

Above Rs.10001 to Rs.1 lakh :Rs.100/- per instrument

Above 1 lakh :Rs.150/- per instrument

OTHER THAN INDIVIDUAL

INDIVIDUALS

OTHER THAN RURAL

RURAL

• For Instructions : ( Stop payment instructions including for range of Cheques / blank cheques / cheque book lost etc).

CA/ OD/ OCC: Rs.100 + GST per revocation

CA/ OD/ OCC: Rs.100 + GST per revocation

CA/ OD/ OCC: Rs.100 + GST per revocation

       Accounts

       Accounts

• Transfer of entire Balance in account to other Bank at the time of Account closure and Transfer of  Funds: Actual Remittance Charges + Out of  Pocket Expenses.

(for premature closure of RD account within one year of its opening)

3) Death of the account holder. 4) Transfer from branch to branch.

Above Rs 5000/ – and up to and including Rs 10,000/ –
 
Rs. Rs 10,001/ – to Rs 1,00,000/ – 

Rs 1,00,001/ – and above

Rs 50 per instrument

• Up to Rs.50000/-

a) 3 Cash Remittance free in a month.
b) 4th Remittance onwards: Re.1 per thousand or part thereof with a minimum of Rs.50 and maximum of Rs.5000/- per transaction Plus GST.

• Above Rs.50000/-

Re.1 per thousand or part thereof with a minimum of Rs.50/-  and maximum Rs.5000/- per transaction plus GST.

• Up to Rs. 1,00,000/- remittance : FREE

• For cash deposits above Rs. 1,00,000/- , cash handling charges at Re. 2/- per Rs. 1,000/- or part thereof;
• With a minimum of Rs. 100/- per transaction and a maximum of Rs.5,000/- per transaction.

• The charges are uniformly applicable to all branches.
• If a customer makes two or more remittances of cash in a day, cash handling charges shall be collected, if the total remittance during the day exceeds the exempted limit of Rupees One Lakh.

• Regular cash handling charges shall be applied to SB and CA/OD/OCC accounts as applicable.
• Cash remittances made at home and non-home branches, Cash Deposit Machines, Kiosks (even if remitted on previous holidays) would be clubbed together to arrive at the free entitlement and levy suitable charges as above.

• Up to 1000 pieces/10 packets: No charges.
• Beyond 1000 pieces/10 packets: Rs.10/- per packet or part thereof with a minimum of Rs.10/- and maximum of  Rs.10,000/-plus GST.

NOTE: SB/CA/OD/OCC – This is in addition to existing Cash Handling Charges.

• i.Savings Account :
  •          Up to 5 Cash Withdrawals in a month:  No charges.
  •          Beyond 5 Withdrawals: Rs.100/- per transaction+ GST.
• Ii.CA/OD/OCC Accounts :
  •             Up to Withdrawal of Rs.5,00,000/- in a month: No Charges.
  •             Beyond Rs.5,00,000/-  :  Rs.1/- per 1000, with a minimum of Rs.100/- and
  •                                          maximum of Rs.10,000/- + GST.

NOTE:  IT IS EXCLUDING ATM CASH WITHDRAWAL or other Alternate Banking Channel.

If Debit entries exceeds 50 per half-year, either by cheques or otherwise, charges at Rs.10/- per Debit.

Thereafter Rs. 100/- for every change of Nomination

Rs 100/- per instance)

(Above charges are NOT applicable for Delay in EMI / failed Installment of loan repayment)

non-individuals

CA/OD/OCC :: Rs.25 /-per quarter

Exemptions :: PMJDY,BSBD, Other Financial Inclusion accounts

Postal Tariff should be collected in all cases wherever applicable, including where at par facilities are granted, as follows: