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What is Banking Ombudsman Scheme 2006 ?

Banking Ombudsman Scheme 2006 – The guidelines which are needed to be followed as per Banking Ombudsman. Customer must know the basic of Banking Ombudsman steps. Follow the major guidelines of Banking Ombudsman 1) The Banking Ombudsman Scheme enables a bank customer for filing of complaints relating to certain services rendered by banks. 2) The Banking Ombudsman is a senior […]

Loan FAQ Loan Ratio

How To Calculate Net Interest Margin(NIM)?

Formula to Calculate Net Interest Margin (NIM) in Percentage, which is the difference of Interest Income generated through various sources and expenses made out on interest to lenders on various items like deposit etc. How To Calculate Net Interest Margin ? Net interest margin (NIM) is a measure of the difference between the interest income earned […]

Income Tax Income Tax

Who Can Fill 15G and 15H Form ?

Check out the eligibility criteria modified by Income Tax Department recently. Now the guidelines have been changed for “who can Fill 15G and 15H Form” : Form 15G: Depositors not being a Company or a Partnership firm {other than Senior Citizens (60 years & above)} can submit Form No.15G in triplicate duly quoting PAN for non […]