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PMJDY

PMJDY – Who Can Get Overdraft of Rs 5000/- ?

PMJDY - How to avail the Overdraft of Rs 5000/- which is declared under PMJDY - Pradhan Mantri Jan-Dhan Yojana ? Overdraft (OD) of Rs 5000/- per household can be sanctioned by the branch head in the saving account of leading lady of the household after satisfactory operation of 6-12 months. Only one OD account per household should be sanctioned. To avoid duplication Aadhaar number will also be required. If Aadhaar number is not available then Bank will do additional due diligence and...

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PMJDY

PMJDY – What is KYC norms for opening of saving account ?

PMJDY -  Documents which are required for opening PMJDY  Pradhan Mantri Jan-Dhan Yojana accounts for the purpose of  KYC norms are very simplified. Documentary requirement for KYC compliance in accounts opened under PMJDY is same as per extant guidelines of RBI/ Bank for saving accounts opened under Financial Inclusion. RBI has clarified the simplified KYC measures in its press release dated 26.08.2014. according to RBI Single document is enough for proof of identity and proof of address if the Officially Valid...

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Insurance

PMJDY – How To Get Rs 1 lakh accidental Insurance benefit ?

PMJDY - Pradhan Mantri Jan-Dhan Yojana - What are the procedure to get Rs 1 lakh accidental Insurance benefit under this scheme. Accidental insurance of Rs 1 lakh is integral part of RuPay Classic debit Card and RuPay Kisan Credit Card. If a customer has already opened account, he need not to open another account, he may be issued RuPay Card to avail the facility of accidental insurance.

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PMJDY

PMJDY – Who is eligible to open account in PM Jan Dhan Yojna?

PMJDY - Pradhan Mantri Jan-Dhan Yojana - Every citizen of India above the age of 10 years can open BSBDA Account under PMJDY who does not have saving account with any bank, is eligible to open account under PM Jan Dhan Yojna.

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