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Banking

What is Banking Ombudsman Scheme 2006 ?

Banking Ombudsman Scheme 2006 - The guidelines which are needed to be followed as per Banking Ombudsman. Customer must know the basic of Banking Ombudsman steps. Follow the major guidelines of Banking Ombudsman 1) The Banking Ombudsman Scheme enables a bank customer for filing of complaints relating to certain services rendered by banks. 2) The Banking Ombudsman is a senior official appointed by the Reserve Bank of India to redress customer complaints against deficiency in certain banking services. 3) All Scheduled Commercial Banks, Regional Rural Banks and Scheduled...

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Mobile Banking

How to Activate Andhra Bank Missed Call Banking ?

Learn to Activate Andhra Bank Missed Call Banking - Follow the below mentioned steps in order to activate the missed call banking...

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Mobile Banking

How to activate Axis Bank Missed Call Banking ?

Learn to Activate Axis Bank Missed Call Banking - Follow the below mentioned steps in order to activate the missed call banking...

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Mobile Banking

How To Activate PNB Missed Call Banking ?

PNB Missed Call Banking learn in easy steps to activate Punjab National Bank Missed call banking ,  - Follow the below mentioned...

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Mobile Banking

How To Activate SBI Missed Call Banking?

Activate SBI Missed Call Banking - Go through the below mentioned step for activating the SBI Miss call Banking. To Activate SBI...

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Debit Cards

Is ATM Debit Card Holder Need to Pay the Charges ?

Do ATM Debit Card Holders Need to Pay the Charges for using ATM at ATM Center- Yes. Banks can charge for transactions undertaken at ATMs. However, banks normally do not levy charges for transactions undertaken by their account-holders at their bank's ATMs. Card holders can undertake a maximum of 5 transactions, in a month, free of cost, at ATMs of banks where he / she does not have an account. Beyond this the ATM owning bank may levy a charge. These...

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PMJDY

PMJDY – Who Can Get Overdraft of Rs 5000/- ?

PMJDY - How to avail the Overdraft of Rs 5000/- which is declared under PMJDY - Pradhan Mantri Jan-Dhan Yojana ? Overdraft (OD) of Rs 5000/- per household can be sanctioned by the branch head in the saving account of leading lady of the household after satisfactory operation of 6-12 months. Only one OD account per household should be sanctioned. To avoid duplication Aadhaar number will also be required. If Aadhaar number is not available then Bank will do additional due diligence and...

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PMJDY

PMJDY – What is KYC norms for opening of saving account ?

PMJDY -  Documents which are required for opening PMJDY  Pradhan Mantri Jan-Dhan Yojana accounts for the purpose of  KYC norms are very simplified. Documentary requirement for KYC compliance in accounts opened under PMJDY is same as per extant guidelines of RBI/ Bank for saving accounts opened under Financial Inclusion. RBI has clarified the simplified KYC measures in its press release dated 26.08.2014. according to RBI Single document is enough for proof of identity and proof of address if the Officially Valid...

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