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If you are late in making the credit card payment on time, your CIBIL score may go down and moreover, you end up paying a late fee along with interest on the due amount. Many a time, a credit card customer intends to make the payment on time but fails to do so due to […]
Can a Credit Card be issued to other loan accounts such as overdraft facility, cash credit facility, working capital loan? Yes, paragraphs 7(b) and 7(c) of the MD have enabled issuance of various types of credit cards which can be customized to access the limits available in different loan accounts, duly aligned to the terms […]
What should a customer do if a credit card is issued without his/her consent (unsolicited card)? Card issuers are prohibited from issuing unsolicited credit cards and are required to seek prior and explicit consent from the customer before issuing a card. However, if the customer receives an unsolicited card, he/she should refrain from activating or […]
In case a cardholder makes partial payment, can a card-issuer charge interest/levy late payment charges on the total amount due? In case a cardholder does not clear the total amount due within the payment due date, interest free credit period will be lost, and interest may be levied from the date of transaction on the […]
No, a bank or Credit card issuers shall not capitalize i.e., levy interest or any other charges, on the unpaid taxes/levies/charges. As the provision contained under para 9(b)(ii) of the MD became effective from October 01, 2022, card-issuers shall not capitalize unpaid taxes/levies/charges that have been billed from October 01, 2022. Checkout Latest Credit Card […]
Checkout the Best Life time Free Credit Cards in 2024 issued by banks in India. The Best Credit Cards are shortlisted based on various categories like Free Credit Cards for Shopping, Travel, Cashback, Fuel or Lowest EMI Interest Rate. Get the detailed Credit Card reviews of various banks, NBFCs, Co branded and Fintech companies, its reward […]
Best Credit Cards with Airport Lounge Access USA – Lounge entry comes at a price, but some of the best credit cards offer it as an additional benefits. Lounges can offer relative quiet, comfortable seating and complimentary refreshments. That’s why access to airport lounges has become a popular perk on almost all the premium cads or […]
Follow the simple steps to activate and link Canara Bank Credit Card For UPI Payments with apps like Paytm, BHIM, Google pay, PhonePe, Amazon Pay etc. Currently the Rupay Credit Card offered by Canara Bank along with few other banks like HDFC, PNB, Union Bank, Indian Banks are allowed to link with UPI apps for […]
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